Mutual Fund SIP Calculator

Amount Invested
₹30,000

Profit Earned
₹11,243

Expected Amount
₹41,243

SIP Calculator

SIP Calculator is a tool which is used to make a Systematic Investment Plan. Using this tool you can calculate the amount of gain you will get if you invest a certain amount of money periodically in a mutual fund. This calculator lets you enter your weekly, monthly or quarterly periodic investment amount, total duration of your investment in years, your expected annual return and inflation rate. Using these three inputs from the user, it generates the amount (maturity amount) and the gain that you can expect in return from your mutual fund investments after all the regular payments. Moreover, it also shows you the extended model of your investment

SIP stands for Systematic Investment Planning. This is an effective way of compounding money over the years. This service is generally offered by the Mutual Fund companies. One has to invest even a small amount of money periodically according to his/her goal of what they want to achieve. It is a passive approach to earn compound money over the years without knowing anything about the market.

How to use SIP Calculator for better profits - Mutual fund companies take the money from the investors and invest their money into the market. Customer does not have to care about the market fluctuations. These investments are generally best suited for long term investments, which helps the customer to earn maximum Compound Interest.

Benefits of SIP:

  • Investor does not have to know very much about the market technicality.
  • One can invest according to their own pace and according to their own earnings.
  • One can skip or alter a monthly cycle anytime they need to do so.
  • Better returns than many other ways of saving money like Fixed Deposits, Recurring Deposits etc.

Why you should invest in SIP rather than opting for any other investment plan - SIP is a best option to start investing for someone who want to invest in certain scheme which can give him better return after a fixed interval of time as SIP pays off high returns to the long term with the guarantee of substantial growth in investments and involves fewer market risks as compared to other equity investments. There are several other factors which into play while we talk about why SIP is a better option then any other investment. Let’s have a look at them:

  • Less term and condition: With SIP investment the term and condition are not that complex as compare to others. Here you simply select a mutual fund scheme with the fixed amount that you want to invest per month or per quarter, for a particular period of time. You can choose whether you want to pay manually every month or quarter or you can automate this process by auto debit the fixed amount from your bank.
  • Suitable for Middle class people: The SIP investment is more popular among all classes of people because you can invest any amount from ₹500 per month to any amount you want.
  • Skippable Monthly Payment: You can skip the payment of any month, you want. You can pay the amount with the payment of next month.
  • Penalty on discontinuing the plan: You can stop your plan anytime you want. There are no penalties for discontinuing the plan.

Make your next financial goals a reality!

Book free consultation